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TravelProtect - Summary of Cover
Summary of Cover

Section 1: 24-Hour Worldwide Assistance ServicesSilver (HK$)Gold (HK$)
a) Medical Referral Services
b) Dispatch of Physician
c) Assistance for Hospital Admission
d) Monitoring of Medical Condition
e) Medical TransferUnlimitedUnlimited
f) Repatriation after TreatmentUnlimitedUnlimited
g) Repatriation of Mortal RemainsUnlimitedUnlimited
h) Travel Assistance
i) Compassionate Visit
j) Child Guard
k) Deposit Guarantee of Hospital Admission

Section 2: Personal AccidentSilver (HK$)Gold (HK$)
Death and Permanent Disablement* (includes 2nd or 3rd degree burn injury)500,0001,000,000
Additional Benefit for accidental death Whilst in common carrier**500,0001,000,000
Immediate cash relief in the event of death due to accident or illness30,00060,000

Section 3: Medical ExpensesSilver (HK$)Gold (HK$)
Medical Expenses500,0001,000,000
Follow-up medical treatment within 3 months50,00050,000
Dental treatment1,0001,000
Overseas Hospital Income6,000 or
500/day
12,000 or
1,000/day

Section 4: Personal BelongingsSilver (HK$)Gold (HK$)
a) Baggage/Personal Effects12,50025,000
b) Baggage Delay1,0002,000
c) Personal Money1,5003,000
d) Loss of Personal and Travel Documents15,00030,000

Section 5: Travel DisturbancesSilver (HK$)Gold (HK$)
a) Trip Cancellation15,00030,000
b) Trip Curtailment20,00040,000
c) Trip Delay10,00010,000
d) Missed Connection2,5005,000
e) Failure of e-ticket3,0005,000

Section 6: Personal LiabilitySilver (HK$)Gold (HK$)
Indemnifies you in respect of legal liability for accidental injury to third parties or accidental loss of or damage to their property2,000,0002,000,000

Section 7: Loss of Home Contents100,000200,000
Section 8: Golfers' Hole-in-one3,000
1,000/occurrence
3,000
1,000/occurrence
Section 9: Hijack distress allowance5,000
1,000/24hrs
10,000
2,000/24hrs


* Maximum death benefit for children under age 16 and elderly over 70 should not exceed 25% of the respectively stated limits

** Not applicable to children under 16 and elderly over 70

Remarks:
1. This page is intended as a general summary. Please refer to the policy for detail terms, conditions and exclusions.
2. This insurance product is available for subscription of HKSAR residents only.
Call Us: Hotline - 852 2232 2222
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RATED A-

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