Sunday July 20, 2008
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Personal Accident
Personal AccidentPersonal Accident

Accidents happen when you least expect them at home, at work, while playing or while traveling

While you can't and shouldn't plan on them, god forbid one occurs, you can atleast plan for them

Nothing can really prepare you or your family should the unthinkable happen to you. Accidents can hurt your finances as well as you. While no amount of money can ever truly make up for a loss, the valuable benefits of Falcon Personal accident policy can help lessen an already stressful time for those left behind. That's why we urge you to take a few minutes to understand this risk and plan for them

Summary of Cover

A Personal Accident policy normally covers an insured person against any unexpected physical injury to the body. Unless the injury or the accident causing it is excluded the policy, any resultant injury will attract either a lump sum or a periodic payment from the Company.
Key benefits

The Company will pay the following benefits as a percentage of the sum insured

  • Death (including the disappearance of the insured person for a period of time as laid out in the relevant legislation of the HK government) - 100% of the sum insured will normally be paid

  • Permanent Disablement - depending on the severity of the disablement, a percentage, up to 100%, of the sum insured will be paid. E.g. in the case of the loss of eyesight from both eyes, 100% of the sum insured will be paid

  • Temporary Disablement - an agreed sum will be paid per week for the period in which the insured person is unable to perform all or part of his usual duties
Medical Expenses - Subject to a maximum amount as agreed, the Company will reimburse the medical expenses incurred for the treatment by a qualified medical professional
Call Us: Hotline - 852 2232 2222
 Claims Direct (852) 2232 2960
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Standard & Poor's
RATED STRONG A-

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