Friday November 24, 2017
Hong Kong Hong Kong
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CarProtect - Comprehensive Coverage
Coverage:

  • Legal Liability for causing third party's death and/or bodily injury as stipulated by law

  • Legal Liability for causing third party's property damage

  • Loss of or Damage to your motor car and/or its accessories or spare parts

  • Medical expenses incurred due to motor-car related accident up to $2,000

  • No Claims Discount Protection:


  • Provided that you have had
    • less than 2 claims within a policy year

    • the total amount claimed in a year is less than HK$50,000 or 15% of the insured value whichever is the less you will still be entitled to your existing No Claim Discount at renewal


  • 'New for Old' Replacement Vehicle, in the event of a claim for
    • total loss or

    • the vehicle being stolen,

    • and
    • the vehicle is less than one year old
      we will compensate you with a new vehicle of the same make and model and with ZERO deduction for depreciation

  • Free Windscreen Cover
    Where there is accidental damage to your windscreen, we will indemnify you up to the maximum amount of HK$4,000. There is no need for you
    • to pay any excess

    • your No Claim Discount will remain unaffected.


Special Additional Benefits:

  • 24 Hour Traffic Regulation Assistance
    At you service we put a 24-Hour hotline on any information regarding Hong Kong traffic regulations.

  • 24 Hour General Claims Assistance and Enquiry
    Our claims enquiry service hotline is available 24 hours a day to advise you on any questions you may have on claims procedures and to record claims.
  • 24-Hour Emergency Roadside Assistance*
    In case of a mechanical breakdown or an accident causing your vehicle to be immobilized just call our 24-hour Hotline service for any advice or emergency roadside repair assistance

  • 24-Hour Emergency Towing Assistance*
    In case of a mechanical breakdown or an accident causing your vehicle to be immobilized just call our 24-hour Hotline service and arrange to have you car towed to the nearest repairer or designated garage or your place of residence


Major Exclusions:

  • occur outside Hong Kong

  • arise due to war, strike, riot, civil commotion, nuclear weapon
* The above services are purely on referral or arrangement basis only. All the costs incurred in using the services will be at the Proposer's own expenses.
Call Us: Hotline - 852 2232 2222
Get a Quote
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Standard & Poor's
RATED A-

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