Special Additional Benefits:
- Legal Liability for causing third party's death and/or bodily injury as stipulated by law
- Legal Liability for causing third party's property damage
- Loss of or Damage to your motor car and/or its accessories or spare parts
- Medical expenses incurred due to motor-car related accident up to $2,000
- No Claims Discount Protection:
Provided that you have had
- less than 2 claims within a policy year
- the total amount claimed in a year is less than HK$50,000 or 15% of the insured value whichever is the less you will still be entitled to your existing No Claim Discount at renewal
- 'New for Old' Replacement Vehicle, in the event of a claim for
- total loss or
- the vehicle being stolen,
- the vehicle is less than one year old
we will compensate you with a new vehicle of the same make and model and with ZERO deduction for depreciation
- Free Windscreen Cover
Where there is accidental damage to your windscreen, we will indemnify you up to the maximum amount of HK$4,000. There is no need for you
- to pay any excess
- your No Claim Discount will remain unaffected.
- 24 Hour Traffic Regulation Assistance
At you service we put a 24-Hour hotline on any information regarding Hong Kong traffic regulations.
- 24 Hour General Claims Assistance and Enquiry
Our claims enquiry service hotline is available 24 hours a day to advise you on any questions you may have on claims procedures and to record claims.
- 24-Hour Emergency Roadside Assistance*
In case of a mechanical breakdown or an accident causing your vehicle to be immobilized just call our 24-hour Hotline service for any advice or emergency roadside repair assistance
- 24-Hour Emergency Towing Assistance*
In case of a mechanical breakdown or an accident causing your vehicle to be immobilized just call our 24-hour Hotline service and arrange to have you car towed to the nearest repairer or designated garage or your place of residence
- occur outside Hong Kong
- arise due to war, strike, riot, civil commotion, nuclear weapon
* The above services are purely on referral or arrangement basis only. All the costs incurred in using the services will be at the Proposer's own expenses.