Key Benefits

A basic Win Home cover comes with 2 sections:
1. Home Contents 'All Risks' Protection
2. Occupier and Personal Liability Protection

In addition, there are 2 other optional covers:
3. Building Protection
4. Worldwide All Risks Personal Belongings Protection

Summary of Cover

Part A - Basic Cover

1. Home Contents 'All Risks' Protection:
   This section offers an 'All Risks' Protection to the contents, including valuable items and cash in your home.
   
   What's more, you'll enjoy the following FREE Extensions under this Section:
   
   • Temporary Accommodation: for when your home becomes uninhabitable due to an accident
   
   
   • Fatal Accident Benefit: for deaths caused in your Home by fire or thieves



2. Occupier and Personal Liability:
   This Section covers you and your family members' legal liability in Hong Kong as well as temporarily in the world for up to HK$5,000,000 per occurrence.



3. Additional Benefit:
   Win Home also provides Complimentary Referral Services for you so that you'll have access to help in case of emergency. The 24- hour Home Assistance Hotline Services is provided by IPA and its services include:
   
   • Baby - sitting / Nursing Assistance
   
   
   • Locksmith Referral
   
   
   • Electrical Referral
   
   
   • Pest Control / Cleaning Services Referral
   
   
   • Domestic Helper Enquiry
   
   
   • House Call / Dental Referral
   
   
   • Plumbing Referral
   
   
   
   Remarks: The insured has to be responsible for the charges of all services being provided.

Part B - Optional Cover

1. Buildings Protection:
   This Section offers an 'All Risks' protection on walls, ceilings, windows and other domestic structure of your home on a 'new for old' basis.



2. Worldwide All Risks on Personal Belongings Protection:
   This Section provides a worldwide cover for your personal belongings and valuables against loss or damage by fire, theft and other accidental means up to HK$150,000 per policy.