Coverage

1. Golfing Equipment:
- Loss of or damage to all golfing equipment including golf clubs, bags, balls and trolleys
- HK$2,000 per golf club
- Up to HK$25,000 per year

2. Personal Effects
- Loss or damage to your personal effects due to fire or theft
- Up to HK$5,000 per year

3. Hole-in-one
- Expenses incurred when celebrating a hole-in-one
- HK$3,000 per event
- Up to HK$15,000 per year

4. Personal Liability
- Legal liability to third part for bodily injury or loss of or damage to property whilst playing or practicing golf
- Up to HK$2,500,000 per year

5. Personal Accident
- Bodily injury caused whilst playing or practicing golf
- Up to HK$200,000 per year
- Compensation payable as follows:

Compensation Chart
Accident death	$200,000
Loss of two or more limbs	$200,000
Loss of sight of both eyes	$200,000
Loss of one limb and sight of one eye	$200,000
Loss of one limb OR sight of one eye	$100,000

Important Note:
1. The insured person has to be aged between 18 - 65
2. Golf course in question must be one that is recognized