Benefits Summary:
Coverage           Maximum Benefits
Silver (HK$) Gold (HK$)

24 Hour Worldwide Assistance Services

(including Deposit Guarantee of Hospital Admission, Medical Referral Services, Dispatch of Physician, Assistance for Hospital Admission, Monitoring of Medical Condition, Medical Transfer, Repatriation after Treatment, Repatriation of Mortal Remains, Travel Assistance, Compassionate Visit, Child Guard)

ü

ü

Personal Accident
A.       Death and Permanent Disablement* (includes 2nd and 3rd degree burn injury)

B.       Additional Benefit for accidental death whilst on common carrier**

C.       Immediate cash relief in the event of death due to accident

500,000

500,000

30,000
1,000,000

1,000,000

60,000

Medical Expenses

A.       Covers medical treatment by a physician for injury or sickness contracted during the covered period

l   Follow-up medical treatment within 3 months

l   Dental treatment

B.       Hospital Income

500,000

     

50,000

1,000

6,000 (500/day)

1,000,000

     

50,000

1,000

12,000 (1,000/day)
Personal Belongings

A.       Baggage / Personal Effects

Sub-limit:

l   Per article / set / collection

l   For all items of clothing

l   For all sports equipments

B.       Baggage Delay

C.       Personal Money

D.       Loss of Personal and Travel Documents

12,500

     

3,000

3,000

3,000

1,000

1,500

15,000

25,000

     

5,000

5,000

5,000

2,000

3,000

30,000
Travel Disturbances

A.       Trip Cancellation

B.       Trip Curtailment

C.       Trip Delay

l   Compensate you the inconvenience of delayed departure due to circumstances that are beyond your control as per the policy

l   Compensate the loss of irrecoverable deposits in the event of trip cancellation or curtailment as a result of a delayed departure

D.      Missed Connection

F.      Failure of e-ticket

15,000

20,000

     

2,500 (250/8hrs)

     

10,000

     

2,500

3,000

30,000

40,000

     

2,500 (250/8hrs)

     

10,000

     

5,000

5,000
Others
Personal Liability
2,000,000
2,000,000
Loss of Home Contents
100,000
200,000
Golfers “Hole-in-one”
3,000 (1,000 per occurrence) 3,000 (1,000 per occurrence)
Hijack distress allowance
5,000 (1,000/24hrs)
10,000 (2,000/24hrs)

* Maximum death benefit for child(ren) under age 16 and elderly over 70 should not exceed 25% of the respectively stated limits
** Not applicable to child(ren) under 16 and elderly over 70

Remarks:

1.  This page is intended as a general summary. Please refer to the policy for detail terms, conditions and exclusions.

2.  This insurance product is available for subscription of HKSAR residents only.

Close