| Benefits Summary: | ||
| Coverage | Maximum Benefits | |
| Silver (HK$) | Gold (HK$) | |
|
24 Hour Worldwide Assistance Services |
||
|
(including Deposit Guarantee of Hospital
Admission, Medical Referral Services, Dispatch of Physician, Assistance for Hospital
Admission, Monitoring of Medical Condition, Medical Transfer, Repatriation after
Treatment, Repatriation of Mortal Remains, Travel Assistance, Compassionate Visit,
Child Guard) |
ü |
ü |
| Personal Accident | ||
|
A.
Death and Permanent Disablement* (includes 2nd and 3rd degree burn injury)
B. Additional Benefit for accidental death whilst on common carrier** C. Immediate cash relief in the event of death due to accident
|
500,000
500,000 30,000 |
1,000,000
1,000,000 60,000 |
|
Medical Expenses |
||
|
A. Covers medical treatment by a physician for injury or sickness contracted during the covered period l Follow-up medical treatment within 3 months l Dental treatment B. Hospital Income |
500,000
50,000 1,000 6,000 (500/day) |
1,000,000
50,000 1,000 12,000 (1,000/day) |
| Personal Belongings | ||
|
A. Baggage / Personal Effects Sub-limit: l Per article / set / collection l For all items of clothing l For all sports equipments B. Baggage Delay C. Personal Money D. Loss of Personal and Travel Documents |
12,500
3,000 3,000 3,000 1,000 1,500 15,000 |
25,000
5,000 5,000 5,000 2,000 3,000 30,000 |
| Travel Disturbances | ||
|
A. Trip Cancellation B. Trip Curtailment C. Trip Delay l Compensate you the inconvenience of delayed departure due to circumstances that are beyond your control as per the policy l Compensate the loss of irrecoverable deposits in the event of trip cancellation or curtailment as a result of a delayed departure D. Missed Connection F. Failure of e-ticket |
15,000 20,000
2,500 (250/8hrs)
10,000
2,500 3,000 |
30,000 40,000
2,500 (250/8hrs)
10,000
5,000 5,000 |
| Others | ||
|
Personal Liability
|
2,000,000
|
2,000,000
|
|
Loss of Home Contents
|
100,000
|
200,000
|
|
Golfers “Hole-in-one”
|
3,000 (1,000 per occurrence) | 3,000 (1,000 per occurrence) |
|
Hijack distress allowance
|
5,000 (1,000/24hrs)
|
10,000 (2,000/24hrs)
|
|
* Maximum death benefit for child(ren) under age 16 and elderly over 70 should not exceed 25% of the respectively stated limits ** Not applicable to child(ren) under 16 and elderly over 70 Remarks: 1. This page is intended as a general summary. Please refer to the policy for detail terms, conditions and exclusions. 2. This insurance product is available for subscription of HKSAR residents only. |
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| Close | ||