Contractors’ All Risk

Covers from losses – whether physical or liability-related.

Unforeseen circumstances leading to losses – whether physical or liability-related, is most likely to occur when renovation or construction work is being done. In order to protect yourself against these unforeseen risks that could be financially damaging and in some instances actually crippling, it’s important you ensure that your interests are well protected in this regard. One of the key tools for this is insurance. Ensure you are adequately insured before your project starts. Our Contractors’ All Risks Policy with its extensive coverage and flexible limits has been designed keeping this in mind.

This description is intended to be a general summary of the type of coverages included in this product. Your needs maybe very different and will need different kinds of cover to actually manage the risks involved. We understand this and are happy to built a specific policy that will meet your requirements.

For details and quotations of tailor-made policies to suit your needs, please contact us or your insurance agent/broker.

Summary of Cover

Section 1 : Material Damage

Unforeseen and sudden physical loss of or damage to contract works

Section 2 : Third Party Liability

Bodily injury or damage to physical property arising out of the performance of the contract works to third party for which you’re legally liable

If your requirement includes:

  • Removal of Debris
  • Professional fees
  • Vibration or Removal or Weakening of Support
  • Testing & Commissioning
  • Inland Transit
  • Off-site Storage
  • Principal’s Property
  • Damage due to Strike Riot

Please do contact us and we will happy to built a specific policy for you.

Major Exclusions

A quick glance at some of the exclusions for this product:

  • Wear & tear
  • Penalties/ consequential loss
  • Fault defect error or omission in or failure of any design
  • Defect in material or workmanship
  • Contractual liability
  • Any liability to workmen/ self-employed persons or sole-proprietor
  • War risk/ Political risk Exclusion
  • Terrorism Exclusion
  • Nuclear/ Ionizing Radiations/ Contamination by radioactivity from any nuclear fuel or waste
  • Asbestos Exclusion
  • Pollution Exclusion
  • Completed operation/ product Liability Exclusion
  • IT Clarification/ Information Technology Hazards Exclusion
  • Professional Liability/ Indemnity Exclusion


We are always ready to provide quality services to you. If you are interested in our product, please feel free to contact us at:
Hotline: (852) 2232 2888
Fax: (852) 2232 2899
Email: [email protected]
Or please simply leave your contact and we will serve you with professional advice.